Etsy Fees Explained: What You Actually Pay Per Sale
Every US Etsy sale carries three fees at minimum: a $0.20 listing fee, a 6.5% transaction fee on your item price plus shipping, and 3% plus $0.25 for payment processing on that same total. If Etsy sold the item through an Offsite Ad, a fourth fee applies: 15%of the order if your shop's trailing 12-month Etsy revenue is under $10,000, or a mandatory 12% once it passes $10,000, capped at $100 per order either way. Below is each fee explained on its own, three fully worked examples with the arithmetic shown, and the free calculator to run your own numbers.
What each fee is, and when it applies
Listing fee: $0.20
Every listing you publish costs $0.20, charged once per listing and again each time that listing renews. It doesn't scale with price or quantity: a $5 listing and a $500 listing both cost $0.20 to list.
Transaction fee: 6.5%
Etsy charges 6.5% of the total a buyer pays for the item plus shipping, whenever the listing sells. This is the biggest single fee on most orders and it is calculated on the full amount charged, not just the item price.
Payment processing: 3% + $0.25 (US)
For handling the actual payment, Etsy Payments takes 3% of the item price plus shipping, plus a flat $0.25 per order. This rate is for US-based shops; payment processing rates published for other countries differ from the US figures used in this guide.
Offsite Ads: 15% or 12%, capped at $100
Etsy runs ads for your listings on other sites. When a sale is attributed to a buyer clicking one of those ads, Etsy adds an Offsite Ads fee on top of everything else, capped at $100 per order no matter how large the sale is.
- Avoidable:If your shop's trailing 12-month Etsy revenue is under $10,000, the rate is 15% and participation is optional. You can turn Offsite Ads off in your shop settings.
- Mandatory:Once trailing 12-month Etsy revenue reaches $10,000, the rate drops to 12% but participation is no longer optional. Every shop above that threshold pays it on any sale Etsy attributes to an Offsite Ad.
Three orders, fee by fee
Example 1: $25 item, $5 shipping, no ads
- Order total: $25.00 + $5.00 = $30.00
- Listing fee: $0.20
- Transaction fee: 6.5% × $30.00 = $1.95
- Payment processing: 3% × $30.00 + $0.25 = $0.90 + $0.25 = $1.15
- Total fees: $0.20 + $1.95 + $1.15 = $3.30
- Take-home: $30.00 − $3.30 = $26.70
- Effective fee rate: $3.30 / $30.00 = 11.0%
Example 2: same order, but it came from an Offsite Ad (under $10,000 revenue)
- Order total: $30.00 (same as Example 1)
- Listing fee + transaction fee + payment processing: $3.30 (same as Example 1)
- Offsite Ads fee: 15% × $30.00 = $4.50
- Total fees: $3.30 + $4.50 = $7.80
- Take-home: $30.00 − $7.80 = $22.20
- Effective fee rate: $7.80 / $30.00 = 26.0%
The Offsite Ads fee alone more than doubles the total fees on this order, moving the effective rate from 11.0% to 26.0%.
Example 3: $1,000 item, no shipping, mandatory Offsite Ads (over $10,000 revenue)
- Order total: $1,000.00
- Listing fee: $0.20
- Transaction fee: 6.5% × $1,000.00 = $65.00
- Payment processing: 3% × $1,000.00 + $0.25 = $30.00 + $0.25 = $30.25
- Offsite Ads fee: 12% × $1,000.00 = $120.00, capped at $100.00
- Total fees: $0.20 + $65.00 + $30.25 + $100.00 = $195.45
- Take-home: $1,000.00 − $195.45 = $804.55
- Effective fee rate: $195.45 / $1,000.00 = 19.5%
Without the $100 cap, the Offsite Ads fee here would be $120.00. The cap is what pulls the effective rate down to 19.5% instead of higher, and it matters most on higher-priced items.
Did Etsy fees go up in 2026?
Yes, in several markets outside the US. Etsy announced that its Regulatory Operating Fee rose in some countries effective June 22, 2026: the UK rate moved from 0.32% to 0.48%, France from 0.47% to 1.14%, Italy from 0.32% to 0.80%, and Spain from 0.72% to 0.88%, while Hungary got the fee for the first time at 1.97%. Like the transaction fee above, the Regulatory Operating Fee applies to the item price plus shipping. US sellers do not pay this fee at all; it only applies in the markets Etsy names.
This guide publishes US processing rates only, so here is the full standard fee stack for a US $30 item with $5 shipping, the same order size as Example 1 above:
- Order total: $30.00 + $5.00 = $35.00
- Listing fee: $0.20
- Transaction fee: 6.5% × $35.00 = $2.27
- Payment processing: 3% × $35.00 + $0.25 = $1.05 + $0.25 = $1.30
- Total fees: $0.20 + $2.27 + $1.30 = $3.77
- Take-home: $35.00 − $3.77 = $31.23
- Effective fee rate: $3.77 / $35.00 = 10.8%
A UK seller pays the same listing and transaction fees but a different payment processing rate not published on this page, plus the Regulatory Operating Fee on top: 0.48% of this $35 order adds $0.17, up from $0.11 at the old 0.32% rate. The increase alone is worth $0.06 more per order at this size, before counting any difference in UK processing rates. Upload your statement and see your own stack.
See where your money went last month
The fee explainer reads your monthly statement CSV in your browser and sorts every charge into plain categories.
Open the fee explainerWhere sellers get the math wrong
- 1.Shipping isn't fee-free. The transaction fee and payment processing fee are both calculated on item price plus shipping, not the item price alone. Charging $0 shipping and folding the cost into the item price does not lower the total fee, since both amounts get taxed the same way once they land in the same order total.
- 2.The Offsite Ads cap works in your favor on big orders. As Example 3 shows, once an order is large enough, the $100 cap keeps the Offsite Ads fee from scaling with price. On smaller orders, like Example 2, there's no cap relief and the full 15% or 12% applies.
- 3.The listing fee is trivial alone, but it repeats. $0.20 looks negligible next to a 6.5% transaction fee, but it is charged again on every renewal, not just once, so it adds up across a listing's lifetime rather than on a single sale.
See your exact take-home before you list
Enter your own item price, shipping charge, and whether the sale came from an Offsite Ad, and the calculator itemizes every fee above against your exact numbers.
Open the fee calculatorKnow your fees. Now write a listing worth them.
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